Although CoBilAS clearly has its roots within the telecommunications industry, its generic architecture and object-oriented design allow the solution to be applied in multiple industries.
Customers can profit from CoBilAS’ unique functionality especially in areas where huge numbers of chargeable transactions have to be processed. This section gives a brief overview on the several areas of application explored so far.
CoBilAS provides an efficient and unique pre- and postpaid billing solution for the following markets and their combinations:
mobile networks (GSM, DAMPS, etc.)
fixed line networks
Internet Service Providers
In addition to the telecomunications area, efficient billing and accounting becomes more important in the health care market. An increasing number of participants in the health market, the increase of non-medical, but health-related achievements are only some requirements for future financing and payment systems in the health service.
More competition between all participants in this market should solve the problem of increasing costs while maintaining an optimal medical treatment for the patients. Cost controlling and consequently saving costs are not unreachable challanges. CoBilAS can cover various requirements created by a complex structure of relationsships between the parpicipants in the health care market. These relationships are characterized by the freedom of contract, retentions, loyalty and incentive proposals pushed by bonus programms.
The CoBilAS Clearing System Engine is the central part of the CoBilAS solution. Its task is to check the recieved service information for correctness, to compute a claim for the health care transactions this service information represents and to debit or credit the accounts involved in this claim. The price calculation is based on a high performance mapping in real-time. This mapping uses the details of the incoming event, for example the combination of health care provider and patients’s indentification, the
ICD-10 number (International Code of Disease) and the identification of the applied treatment or medication. This mapping results in the identification of the insurance plan or type of coverage previously configured by the health insurance house.
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